tag:blogger.com,1999:blog-79517814631131664092024-03-13T21:31:34.738+00:00The Glasgow Property BlogNews, views and thoughts on the Glasgow property market.Anonymoushttp://www.blogger.com/profile/10382389035752527430noreply@blogger.comBlogger40125tag:blogger.com,1999:blog-7951781463113166409.post-38485263219890073632024-03-07T15:54:00.002+00:002024-03-13T16:07:01.604+00:00Unlock value in your rental property: the benefits of refurbishing<p> <span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">At Douglas Dickson we help our landlords manage their rental properties.
<span style="mso-spacerun: yes;"> </span>One of the services we offer is refurbishing
their property. <span style="mso-spacerun: yes;"> </span></span></p><p><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-spacerun: yes;"></span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDmXk-ohmCAr_ooJKqcdEP_5LoeDh78DtYSoj_k7m7tujOBqdbO6VnQnHVTIEj2jwcJH7opPt7e_j8R0NGmm1lzRKON9-sbJFLxEvaWE6HSMikYv4wk0REKKRjuVY_bBHajNR8y2828AYhuTG89RaN1vZypVum8LpwhiyRrbzV8LfS689KzzQa-eD8tu0/s4032/IMG_5213.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDmXk-ohmCAr_ooJKqcdEP_5LoeDh78DtYSoj_k7m7tujOBqdbO6VnQnHVTIEj2jwcJH7opPt7e_j8R0NGmm1lzRKON9-sbJFLxEvaWE6HSMikYv4wk0REKKRjuVY_bBHajNR8y2828AYhuTG89RaN1vZypVum8LpwhiyRrbzV8LfS689KzzQa-eD8tu0/s320/IMG_5213.JPG" width="320" /></a></div><br /> <p></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">Renovating your rental
property can significantly enhance its appeal, attract higher-quality tenants,
and ultimately boost your rental income. From modernising interiors to
improving energy efficiency, here are some compelling reasons why renovating
your rental property can be a game-changer.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;"><b><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">1.
Increased Rental Income</span></b></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">One of the most obvious
benefits of refurbishing your rental property is the potential for increased
rental income. Renovations allow you to update the property to meet the demands
of the market, making it more desirable to prospective tenants. In Glasgow's
competitive rental market, tenants are willing to pay higher rents for
properties that offer stylish interiors and energy-efficient features.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;"><b><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">2. Attract
Higher-Quality Tenants</span></b></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">Refurbishing can also help
attract higher-quality tenants who are willing to pay more for a
well-maintained and attractive property. By investing in upgrades such as a new
kitchen, updated bathrooms, or fresh paint, you can appeal to tenants who value
quality and are more likely to take care of the property. This can lead to
longer tenancy periods and fewer vacancies, ultimately reducing turnover costs
for landlords.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;"><b><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">3. Enhanced
Property Value</span></b></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">Renovating your rental
property can also increase its overall value, providing you with a higher
return on investment in the long run. Even minor upgrades can have a
significant impact on the property's appraisal value, allowing you to build
equity and potentially sell the property for a higher price in the future. </span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;"><b><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">4. Improved
Energy Efficiency</span></b></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">In today's environmentally
conscious world and with the high cost of gas and electricity, tenants are
increasingly looking for rental properties that are energy-efficient and
eco-friendly. Renovations that focus on improving energy efficiency, such as
installing double-glazed windows, upgrading insulation, or fitting
energy-efficient appliances, not only attract environmentally conscious tenants
but also help reduce utility costs for both tenants and landlords. This can
make your property more competitive in the rental market and appeal to a wider
range of potential tenants.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">Renovating your rental
property can be a wise investment that yields numerous benefits, including
increased rental income, higher-quality tenants, enhanced property value and
improved energy efficiency. While renovating may require an initial investment
of time and money, the long-term rewards make it a worthwhile endeavour for
landlords looking to maximise their rental property's potential. </span></p>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-73439287761228810232024-02-02T14:27:00.001+00:002024-02-02T14:27:41.054+00:00What would your tenants say about you?<p> <span face=""Calibri",sans-serif"> At Douglas
Dickson we pride ourselves on providing excellent service to our tenants and
landlords.</span></p>
<p class="MsoNormal"><span face=""Calibri",sans-serif">Our recent
tenant survey backs this up with over 91% either very satisfied or satisfied
with our responsiveness to their questions or concerns.</span></p>
<p class="MsoNormal"><span face=""Calibri",sans-serif">83% were very
satisfied or satisfied with the speed at which repairs were carried out. And over
80% of our tenants would be very likely or likely to recommend us to their
friends or family.</span></p>
<p class="MsoNormal"><span face=""Calibri",sans-serif">But don’t
take our word from it. Here are some comments from our tenants:</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Been with Douglas
Dickson for a long time and they always went above and beyond for us.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Happily
rented for over two years with DD. Great service.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Thanks for
helping me out whenever I want help.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Shona is
always prompt with replies and have had no issues with any repairs being done
when needed. Very friendly agency would recommend.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Prompt
responses when required. Clear communication at all times.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“It has
been a very good experience throughout the year. Especially all the
communications from Shona were helpful in resolving minor repairs needed at
property in quick time.”</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span face=""Calibri",sans-serif" style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-font-kerning: 0pt; mso-ligatures: none;">“Shona has
always been extremely helpful to us.”</span></p>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-23005641346752031772024-01-26T12:16:00.001+00:002024-01-26T12:26:37.222+00:00Scottish Government to remove the 3% rent cap. Is it good news for landlords and tenants?<p><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The Scottish Government has laid regulations
to remove the 3% rent cap.<span style="mso-spacerun: yes;"> </span>Once approved
in the coming weeks, <span class="yr7jmd-pane-hsrgpd">new rent control
regulations will come into effect from 1<sup>st</sup> of April 2024 that are less
onerous for landlords.</span></span></p>
<p class="MsoNoSpacing"><span class="yr7jmd-pane-hsrgpd"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">From 1<sup>st</sup>
of April, landlords will be able to raise rents by any amount they wish. <span style="mso-spacerun: yes;"> </span>However, Tenants who already have the right to
challenge unfair increases </span></span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">to a rent officer at Rent Service
Scotland, will have greater protection to limit any increase. </span></p>
<p class="MsoNoSpacing"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The rules will allow a Rent Officer to limit
any rent increase to a maximum of 12%, but only if a tenant raises a formal objection.</span></p>
<p class="MsoNoSpacing"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Whilst we do not believe rent controls work or
are desirable, the removal of the 3% cap is to be welcomed.<span style="mso-spacerun: yes;"> </span>It will allow landlords, who typically only
increase rents modestly to existing tenants, greater flexibility.<span style="mso-spacerun: yes;"> </span>For tenants it provides them with greater certainty
on rent increases.</span></p>
<p class="MsoNoSpacing"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">In practice, we work with our landlords and tenants
to make sure any increase is both fair in the market place and affordable to the
tenant.</span></p>
<p class="MsoNoSpacing"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The regulations will temporarily modify the
rent adjudication process for 12 months so that on making a decision on
adjudication, the rent officer would use a rent taper formula as follows:</span></p>
<ul type="disc"><ul type="circle"><li class="MsoNormal" style="line-height: normal; mso-list: l0 level2 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">If the gap between the market rent and the
current rent is 6% or less, then the landlord can increase the rent by
the proposed amount, as long as this is not more than the market level.</span></li><li class="MsoNormal" style="line-height: normal; mso-list: l0 level2 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">If the gap between the market rent and the
current rent is more than 6%, the landlord can increase the rent by 6%
plus an additional 0.33% for each percent that the gap between the
current rent and market rent exceeds 6%. However, the total rent increase
cannot exceed 12% of the current rent. </span></li></ul></ul>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">This has the effect, that if the rent increase proposed by the landlord
was more than 24%, the maximum increase would be reduced to 12%.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">In addition, the delay in carrying out eviction notices will be scrapped
from 1<sup>st</sup> of April 2024.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">More details are available on:</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><a href="https://www.gov.scot/news/continuing-rent-protection-for-private-tenants/"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">https://www.gov.scot/news/continuing-rent-protection-for-private-tenants/</span></a></span><span class="yr7jmd-pane-hsrgpd"><span style="font-family: "Times New Roman",serif; font-size: 12pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"></span></span></p>
<p class="MsoNormal">If you have any concerns, do get in touch.</p>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-84037033986326270172024-01-22T15:05:00.002+00:002024-01-22T15:05:40.966+00:00How we deal with emergency out of hours calls<p> <!--[if gte mso 9]><xml>
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Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
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</p><p class="MsoNormal">Douglas Dickson provides a 24 hour emergency number for our
tenants, taking the stress away from our landlords.<span style="mso-spacerun: yes;"> </span></p>
<p class="MsoNormal">This weekend we helped one tenant with an emergency drainage
problem and another tenant with a leak into their bathroom from a neighbouring
property.<span style="mso-spacerun: yes;"> </span>In both cases we were able
to resolve it within an hour of it being reported.<span style="mso-spacerun: yes;"> </span></p>
<p class="MsoNormal">We pride ourselves on providing an outstanding service to
our tenants and landlords.</p>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-27207272932886809332023-01-20T15:04:00.002+00:002023-01-20T15:07:16.898+00:00Scottish Government announces relaxation of Rent Freeze<p><!--[if gte mso 9]><xml>
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</xml><![endif]--> <span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">The Scottish
Government has announced a relaxation to its current rent freeze for the
private rented sector.</span>
</p><p class="MsoNormal"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Landlords
will now be able to issue a rent increase notice to tenants from 1<sup>st</sup>
April 2023 up to a maximum increase of 3%.<span style="mso-spacerun: yes;">
</span></span></p>
<p class="MsoNormal"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">A rate
of up to 6% is allowable where a landlord can show their property costs have
increased but you will need to apply to the local council Rent Officer for
approval.</span></p>
<p class="MsoNormal"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">For
rent increase notices issued from 1 April 2023, the earliest the increase can come
into force is 1<sup>st</sup> of July 2023 as landlords are required to give
tenants 3 months notice of a rent increase.</span></p>
<p class="MsoNormal"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Whilst
we do not agree with rent freezes or rent controls, this small concession is to
be welcomed.<span style="mso-spacerun: yes;"> </span>We hope the Scottish
Government will see that rent controls have the opposite effect: they end up driving
landlords out of the sector, reducing the supply of rented properties and
ultimately driving up rents. <span style="mso-spacerun: yes;"> </span></span></p>
<p></p>Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-14709654097144141592021-11-04T10:44:00.001+00:002021-11-04T10:47:07.218+00:00New minimum Energy Performance Certificate regulations from 2025 to mimumum rating of band C<p> <!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
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</p><p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">The Scottish
Government recently announced updated proposals for introducing a minimum Energy
Performance Certificate (EPC) in the private rented sector in Scotland.</span></p>
<p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Previously they had
announced proposals to require a standard of D from 2022. This will now not be implemented
due to the significant impact on the sector caused by the Covid-19 pandemic.</span></p>
<p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Instead, the
government intends to introduce a requirement for properties rented out by landlords
to have an EPC rating of at least C at a change of tenancy from 2025.</span></p>
<p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">All rented properties
will then be required to reach a minimum standard of C by 2028. Exemptions will
be available for properties where it is not technically feasible or cost
effective to reach that standard.</span></p>
<p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Landlords should
review the EPC rating of their properties and keep this in mind when they are
carrying out any improvements to the property. This is especially true if you
are looking to replace boilers or electric heaters. Your existing EPC will have
recommended improvements that you can make to improve the rating.</span></p>
<p class="MsoNormal"><span face=""Verdana",sans-serif" style="color: black; font-size: 10.5pt; line-height: 107%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">We are happy to advise
you on the steps you can take to ensure your property will be compliant.<span style="mso-spacerun: yes;"> </span></span></p>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-52738863978588993452020-12-07T10:47:00.001+00:002020-12-07T10:47:56.511+00:00Latest changes for Landlords to Energy Performance in the private rented sector<p> <!--[if gte mso 9]><xml>
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</p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">The Scottish Government is planning to amend the minimum requirements
for Energy Performance for the private rented sector. We understand from the
Scottish Association of Landlords that the regulations will be amended such that
properties will need to achieve an Energy Performance Certificate (EPC) rating
of least:</span>
</p><ul type="disc"><li class="MsoNormal" style="line-height: normal; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">EPC of
D at a change of tenancy from 1 April 2022; and </span></li><li class="MsoNormal" style="line-height: normal; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">All
rental properties must have an EPC rating of D by 31 March 2025.</span></li></ul>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">This will remove the requirement to achieve at least an E rating which has
now been removed because of Covid.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Landlords should review their EPC rating to start planning for any improvements
they will need to make over the next 18 months.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">The regulations will provide for some exemptions, including where:</span></p>
<ul type="disc"><li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">It is
not technically feasible to carry out improvements</span></li><li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Where
other owners in a block of flats refuse consent to do work to common parts
of the building</span></li><li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Where
tenants refuse consent for work</span></li><li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Where
permission to carry out work to a property which is listed or in a
conservation area cannot be obtained</span></li><li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;">Where
the cost of improvements needed exceeds £10000</span></li></ul>
<p class="MsoNormal"><span lang="EN-US" style="mso-ansi-language: EN-US;">If you need
advice on what you need to do to bring your property up to the required standard,
we will be happy to help.</span></p>
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Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com1tag:blogger.com,1999:blog-7951781463113166409.post-59677256409994438342020-06-19T15:07:00.000+01:002020-06-19T15:07:45.005+01:00Scottish Letting and Sales market to Open Up from 29th June
<br />
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<b><span style="mso-fareast-language: EN-GB;"></span></b><span style="mso-fareast-language: EN-GB;">The Scottish Government has now confirmed
that from 29 June, you will be allowed to leave home to ‘undertake certain
activities in connection with the purchase, sale, letting or rental of a
residential property’.</span></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="mso-fareast-language: EN-GB;">From that date you will be able to visit estate
or letting agents, developer sales offices or show homes.<span style="mso-spacerun: yes;"> </span>Viewings of residential properties will be permitted.</span></div>
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<br /></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="mso-fareast-language: EN-GB;">We have been able to support our landlords
and tenants, offering virtual viewings and have been able to assist tenants in
a safe manner who have needed to move.</span></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="mso-fareast-language: EN-GB;">We look forward to continuing to work with
our tenants and landlords in a safe and physically distanced way.</span></div>
<div class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal">
<span lang="EN-US" style="mso-ansi-language: EN-US;">If you need
any advice on managing your residential property, we will be happy to help.</span></div>
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<![endif]-->Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-11404870760658529042020-01-29T15:18:00.002+00:002020-01-29T15:18:53.507+00:00Glasgow house price growth forecast to be 3rd fastest in the UK in 2020<!--[if gte mso 9]><xml>
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Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
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Glasgow’s house prices are predicted to outperform most other
cities in the UK in 2020.<span style="mso-spacerun: yes;"> </span>According to Zoopla’s
Cities House Price Index report, ‘Nottingham, Edinburgh and Glasgow rank as the
top three cities with the strongest prospects in 2020.’’</div>
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This echoes our view that Glasgow remains an attractive place
for Buy To Let investors with strong tenant demand supported by a diverse and
growing economy. </div>
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<br /></div>
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We have recently advised a number of private landlords on
purchasing suitable buy-to-let properties. </div>
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<br /></div>
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According to the report, the UK recorded 3.9% house price
growth in 2019. With London growth at 1.9%, Glasgow out paced this at 3.4%. </div>
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<br /></div>
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Contact us to find out how we can help.</div>
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<br /></div>
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For details of the full story see:</div>
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<a href="https://advantage.zpg.co.uk/wp-content/uploads/2020/01/Zoopla-UK-Cities-House-Price-Index-Report-December-2019-1.pdf">https://advantage.zpg.co.uk/wp-content/uploads/2020/01/Zoopla-UK-Cities-House-Price-Index-Report-December-2019-1.pdf</a></div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-29217965177141485372019-05-02T12:07:00.000+01:002019-05-02T12:07:59.633+01:00An End to No fault evictions?<!--[if gte mso 9]><xml>
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<span lang="EN-US" style="mso-ansi-language: EN-US;">Theresa May
recently announced that the UK Government plans to end No fault evictions in
the private rented sector.</span></div>
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<br /></div>
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<span lang="EN-US" style="mso-ansi-language: EN-US;">In
Scotland, this is already the case. A landlord’s right to end a residential
tenancy for ‘No Fault or reason’ was abolished in December 2017 when the new Private
Residential Tenancy became law. </span></div>
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<br /></div>
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<span lang="EN-US" style="mso-ansi-language: EN-US;">Prior to
then, and currently still in England, a landlord can give a tenant 2 months
notice to terminate a tenancy at the end of the fixed date of the tenancy and
does not need to provide a reason.<span style="mso-spacerun: yes;"> </span> </span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US" style="mso-ansi-language: EN-US;">Whilst
most tenancies are ended by the tenant, and not the landlord, it allowed a landlord
to end a tenancy if the tenant was difficult, or more usually if they were in
arrears as often it is quicker to gain possession of the property rather than
raising court proceedings for non-payment.</span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US" style="mso-ansi-language: EN-US;">In Scotland,
there are now 18 grounds that a landlord can end the tenancy, such as if they want
to sell the property, move back into it or renovate it.<span style="mso-spacerun: yes;"> </span>It also makes it easier for a landlord to end
the tenancy if the tenant is in arrears. If a tenant is 3 months in arrears, a
landlord in Scotland can give their tenant 28 days notice. At which point they
can apply to the Property Tribunal for an eviction order.<span style="mso-spacerun: yes;"> </span> </span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US" style="mso-ansi-language: EN-US;">Exactly what the English proposals will be
have not been announced yet.</span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US" style="mso-ansi-language: EN-US;">If you need
any advice on managing your residential property, we will be happy to help.</span></div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-1881325320889956082019-02-26T11:16:00.002+00:002019-02-26T11:16:51.063+00:00Is the Glasgow AirBnb market being deflated?<!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
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Glasgow City Council recently banned a landlord from renting
out a flat as a short term let on Airbnb.<span style="mso-spacerun: yes;"> </span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
This follows new regulations introduced by Glasgow Council in
March 2017 that bans landlords renting out an entire flat for short-term lets,
including Airbnb, in a property with a communal entrance. An individual room
can still be rented out if the owner remains living in the property or if the
property has its own entrance.</div>
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<br /></div>
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The recent ban followed complaints from other residents of
the building who were unhappy about the constant stream of visitors entering
the building. The council upheld their complaint and issued an enforcement notice
banning the landlord from renting out the property. The ban was then upheld following
the landlord’s unsuccessful appeal against the Council in a recent court
ruling.</div>
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<br /></div>
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If you want advice on letting out your property on a longer
term basis, we would be happy to advise.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
For details of the full story see:</div>
<div class="MsoNormal">
<span class="MsoHyperlink"><a href="https://www.eveningtimes.co.uk/news/17315246.airnbnb-glasgow-city-council-bans-estate-agent-from-running-holiday-let/">https://www.eveningtimes.co.uk/news/17315246.airnbnb-glasgow-city-council-bans-estate-agent-from-running-holiday-let/</a></span></div>
<div class="MsoNormal">
<br /></div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-33116555041710251452019-02-11T14:31:00.001+00:002019-02-11T14:31:54.094+00:00Will your rental property meet the new energy efficiency standards by 1st April 2020?<!--[if gte mso 9]><xml>
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<span style="font-size: small;">
</span><br />
<span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">If you rent
out a residential property in Scotland, you will need to comply with the
Scottish Government's new energy efficiency standards based on the EPC (Energy
Performance Certificate) rating of the property.</span></span><br />
<br />
<span style="font-size: small;">
</span><span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">From 1 April
2020, any new tenancy will require the property to have an EPC of at least band
E. By 31 March 2022, all properties will need to have at least an EPC band E.</span></span><br />
<br />
<span style="font-size: small;">
</span><span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">From 1 April
2022, any new tenancy will require the property to have an EPC of at least band
D.</span></span><br />
<span style="font-size: small;">
</span><br />
<span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">By 31 March
2025, all properties will need to have at least EPC band D.</span></span><br />
<span style="font-size: small;">
</span><div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><b><span style="font-family: "Arial",sans-serif;">What do you need to do?</span></b></span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-size: small;">
</span><div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: "Arial",sans-serif;">With just over
12 months to go until the new standards take effect, you should review your
current EPC. If it is band D or higher, you do not need to take any further
action.</span></span></div>
<span style="font-size: small;">
</span><div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: "Arial",sans-serif;">If you are band
E or lower, then you should plan the steps you need to undertake to improve the
energy efficiency of the property and the timeframe for doing it.</span></span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-size: small;">
</span><span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">We would
advise landlords that if you are planning improvements to your rental property
you consider the likely energy efficiency benefit.<span> </span>So if you need to replace an old boiler,
install double glazing or improve insulation, these should all help you achieve
an improved EPC rating. If your property has an EPC rating of E or lower, we
can help advise you on how to improve the efficiency. </span></span><br />
<br />
<span style="font-size: small;">
</span><span style="font-size: small;"><span style="font-family: "Arial", sans-serif;">If
you would like further information or discuss how we can help you, please get
in touch.</span></span><span style="font-family: "Arial",sans-serif;"> </span><span style="font-family: "Calibri",sans-serif; font-size: 11.0pt; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"></span><br />
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com1tag:blogger.com,1999:blog-7951781463113166409.post-89697560307696772492018-06-18T11:57:00.000+01:002018-06-18T11:57:20.687+01:00Is your Letting Agent Registered?<div class="MsoNormal">
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<![endif]-->We are pleased to announce that Douglas Dickson Property
Management are among the first Letting Agents to have their Letting Agent
Registration application approved by the Scottish Government.</div>
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Under the newly introduced Letting Agent Code of Conduct,
from January 2018 all Letting Agents in Scotland must comply with the code and
be approved by the Scottish Government.</div>
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The registration opened on 31<sup>st</sup> January 2018 and
we are pleased to say, we have had our application approved.</div>
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<br /></div>
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At Douglas Dickson, we are fully compliant with the
regulations that include:</div>
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</span></span></span>meeting a minimum level of training for key
managers. We are qualified through the Chartered Institute of Housing;</div>
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</span></span></span>having Client Money and professional indemnity
Insurance; and</div>
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</span></span></span>our letting agent registration number with the
Scottish Government is LARN1806015.</div>
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<br /></div>
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If you rent out a flat or house on behalf of a relative,
close family member or friend in Scotland you too may need to register as a
letting agent. </div>
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<br /></div>
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If you do not and you manage the tenancy yourself, you could
be committing a criminal offence. If convicted you could face a fine of up to
£50,000, up to 6 month imprisonment or both.</div>
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<br /></div>
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All those who carry out ‘letting agency work’ will be
governed by the new rules. This includes acting on behalf of a landlord
entering into a tenancy agreement with a tenant, collecting rent or carrying
out repairs. If you manage a property for a family member or friend you will
likely come under the regulations.</div>
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If you are concerned you may be caught out by the new regulations
or would like to discuss how we can help you manage your property, please contact
Neil Livingstone on 0141 221 1827.</div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-90383479767427214422018-05-15T12:42:00.000+01:002018-05-15T12:42:00.948+01:00<!--[if gte mso 9]><xml>
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<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;"></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;"></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">Will your rental property meet the proposed
minimum Energy efficiency standard?</span></b><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The Scottish
Government is proposing to bring in a minimum energy efficiency standard for
the Scottish private rented sector.<span style="mso-spacerun: yes;"> </span>For
10 years now, all rental properties are required to have an Energy Performance
Certificate (EPC) before they can be advertised.</span><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The Scottish
Government has released a consultation document aiming for all rental
properties to have an EPC rating of C by 2030 where this is technically
feasible and cost effective. </span><br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The
government is planning to legislate in 2019 to introduce a minimum standard in
the PRS. The proposal will require properties to have at least an EPC rating of
E at a change of tenancy from 1 April 2020 and in all properties by 31 March
2022; and to have an EPC rating of D at a change of tenancy from 1 April 2022
and in all properties by 31 March 2025. </span><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">While costs
to achieve the standards will vary across dwellings depending on their built
form, fuel type, and current levels of heating system efficiency and
insulation, the government estimates that the median cost in the private sector
will be in the region of £3,500, which means that half of all properties can be
upgraded at a cost of £3,500 or less.</span><br />
<br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">What should you do?</span></b><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">We would
advise landlords that if you are planning improvements to your rental property
you consider the likely energy efficiency benefit.<span style="mso-spacerun: yes;"> </span>So if you need to replace an old boiler,
install double glazing or improve insulation, these should all help you achieve
an improved EPC rating. If your property has an EPC rating of E or lower, we
can help advise you on how to improve the efficiency. </span><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The
consultation can be found at: <span style="mso-spacerun: yes;"> </span><a href="https://consult.gov.scot/better-homes-division/energy-efficient-scotland">https://consult.gov.scot/better-homes-division/energy-efficient-scotland</a>.<span style="mso-spacerun: yes;"> </span>The deadline for responding is 27July 2018.</span><br />
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt; mso-bidi-font-size: 12.0pt;">If
you would like further information or discuss how we can help you, please get
in touch.</span><span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"></span><br />
<br /><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: EN-GB; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-GB; mso-fareast-theme-font: minor-latin;"></span>Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-13731379819464850152018-03-01T11:42:00.000+00:002018-03-01T11:42:40.696+00:00Did you know that it is now 3 months since the Scottish Government brought in the new Private Residential Tenancy?<!--[if gte mso 9]><xml>
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<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;"></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;"></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">If you rent out a residential property
in Scotland, any new tenancies created from 1<sup>st</sup> December 2017 need
to be in the new lease format.</span>
</div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;"><span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span></span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The new system replaced the Short
Assured Tenancy that had been in place for almost 30 years. The new lease
format is called a Private Residential Tenancy (PRT).</span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<br /></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">If you are not aware, the main changes
to the current tenancy rules are:</span></div>
<br />
<ul>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">There
will no longer a specified lease term. There will be no minimum period and more
importantly, the lease length is open ended. It is designed to give tenants
greater security of tenure.</span></li>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">A
landlord will only be able to end the tenancy based on specific grounds.
Currently a landlord can terminate the lease at the end of the lease term by
serving 2 months notice, and does not have to give any reason. Under the new
PRT rules, you will only be able to give notice for one of the specific
grounds. These include if you wanted to sell the property, wanted to move back into
the property, refurbish it, or the lender wanted to repossess the
property.<span style="mso-spacerun: yes;"> </span></span></li>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The
main benefit to landlords is that the new PRT rules are intended to make it easier
to gain possession if the tenant is in arrears and you need to apply for a
court order to evict a tenant.</span></li>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">The
rent can only be increased once a year, by giving the tenant at least 3 months
notice of the increase.</span></li>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">As
there is no fixed term, a tenant will be able to terminate the lease at any
time on giving 28 days notice. </span></li>
<li><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">A
landlord will generally have to give either 28 days notice to end the lease if it
has been less than six months or 84 days notice if more than six months to gain
possession of the property using one of the grounds. The notice period will
also depend on which ground is used.<span style="mso-spacerun: yes;"> </span></span></li>
</ul>
<br />
<div align="left" class="MsoNormal" style="text-align: left;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">Our
view of how it will work in practice</span></b></div>
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<br /></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">At Douglas Dickson, our view of the
new Private Residential Tenancy is that it will not make much practical difference
as to how tenancies currently operate. We do not believe it will have any
material impact as long as you properly vet your tenants. </span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<br /></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">Any Short Assured Tenancies (SAT)
entered into prior to the new PRT coming into effect in will remain as an SAT
and be bound by the old rules. </span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<br /></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: "Arial","sans-serif"; font-size: 11.0pt;">If you would like further information
or discuss how we can help you, please get in touch.</span></div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-14837633697905463322018-02-02T11:40:00.001+00:002018-02-02T11:40:14.502+00:00<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="mso-bidi-font-weight: normal;">Do you rent out a flat
or house on behalf of a relative, close family member or friend in Scotland? </b></span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">If you do and you manage the tenancy yourself, you could be committing
a criminal offence. If convicted you could face a fine of up to £50,000, up to
6 month imprisonment or both.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">On 31<sup>st</sup> January 2018, the Scottish Government’s new
regulations for anyone acting as a residential Letting Agent in Scotland came
into force. </span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">All those who carry out ‘letting agency work’ will be
governed by the new rules. This includes acting on behalf of a landlord entering
into a tenancy agreement with a tenant, collecting rent or carrying out
repairs. If you manage a property for a family member or friend you will likely
come under the regulations.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">At Douglas Dickson, we have been acting on behalf of
landlords for over 30 years in the Glasgow area. If you would like to know more
how this may affect you or how we can help please contact us.</span></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">The Letting Agent Code of Practice (Scotland) Regulations
2016 brings in a mandatory code of practice for letting agents in Scotland.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;">At Douglas Dickson, we are fully compliant with the regulations
that include:</span></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
<ul>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="mso-spacerun: yes;"></span>meeting a
minimum level of training for key managers. We are qualified through the
Chartered Institute of Housing;</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span>having Client Money and professional indemnity Insurance;
and<span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span>being registered as a letting agent with the
Scottish Government. </span></li>
</ul>
<br />
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<br /></div>
Neil Livingstonehttp://www.blogger.com/profile/03277555279955532394noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-73845320752409066472016-09-23T15:02:00.000+01:002016-09-23T15:02:12.068+01:00Douglas Dickson profiled in The HeraldWe were delighted to appear in The Herald within their regular and popular SME Focus slot. <br />
<br />
The profile can be found be on their website here: <br />
<a href="http://www.heraldscotland.com/business/14736418.Glasgow_property_business_lures_globe_trotting_accountant_home/">http://www.heraldscotland.com/business/14736418.Glasgow_property_business_lures_globe_trotting_accountant_home/</a><br />
<br />
We hope you enjoy reading it and feel free to get in touch. <br />
<br />
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-67936616136565880092016-08-15T12:25:00.000+01:002016-08-15T12:25:37.617+01:00Brexit concerns for the buy-to-let market
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"><span style="font-family: "Helvetica",sans-serif; font-size: 10pt; line-height: 115%; mso-ansi-language: EN-GB; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB; mso-fareast-theme-font: minor-fareast;">Landlords,
and those considering investment into the buy-to-let market, will have been
keeping an anxious eye on the news, even before June 23<sup>rd</sup> and the
vote to leave the EU.</span> </span><br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"></span> </div>
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Clear waters may seem a long way off,
but there are encouraging signs on the horizon, and with the experienced hands
of such seasoned property experts as Douglas Dickson on the tiller, landlords
can find a course through the storm.</span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">The opening of the £842 million Queen
Elizabeth University Hospital has created a ‘mini-boom’ in housing in Govan and
Glasgow’s South West. With 10,589 staff looking for property an easy commute
from the 1,677 bed hospital, there are great opportunities for landlords to
rent to professional tenants.</span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Douglas Dickson has already steered a
number of investors towards property in the South West and surrounding areas
with our buy-to-let service, helping them to take advantage of this increased
rental demand. </span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">With the hospital likely to be fully
staffed by the end of summer, there is still time for the canny investor to
purchase good rental properties.</span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">With the uncertainty of Brexit
affecting the residential property market, large swathes of first time buyers
are finding that the deposits they had saved are not enough to secure a home. </span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">This, coupled with a lack of good
affordable properties on the market, is helping to fuel rental demand
throughout Glasgow, which remains a very attractive city to study and work. <br />
Douglas Dickson is achieving rent increases for its landlords and renting most
properties back-to-back without any void periods.</span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">The completion of the new hospital has allowed
the sale of the old Victoria Infirmary Campus, and the Sanctuary Group is in
discussions with Glasgow City Council to develop beautiful homes, retaining key
heritage features from the historic site. </span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Between this, and the approval of plans
to build 152 new houses in Ibrox, 36 of them aimed at mid-market rents, the
future of Glasgow’s housing supply seems hopeful. </span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Brexit may have created a storm of
uncertainty across the UK, but the fundamentals of the rental market remain
unchanged and, with expert advice from Douglas Dickson, there are excellent
investments to be made.</span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">For
further information, contact Neil Livingstone, Douglas Dickson Property
Management Limited, 3 Fitzroy Place, Sauchiehall Street, Glasgow, G3 7RH. T: 0141
221 1827. F: 0141 248 6733. E: </span></b><span style="font-family: "Helvetica",sans-serif; font-size: 10pt;"><a href="mailto:info@douglasdickson.co.uk"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-family: "Times New Roman";"><span style="color: blue;">info@douglasdickson.co.uk</span></span></b></a></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"> W: </span></b><span style="font-family: "Helvetica",sans-serif; font-size: 10pt;"><a href="http://www.douglasdickson.co.uk/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-family: "Times New Roman";"><span style="color: blue;">www.douglasdickson.co.uk</span></span></b></a></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Helvetica",sans-serif; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"><o:p></o:p></span></b></div>
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-89766963426593895542016-06-01T19:20:00.001+01:002016-06-01T19:20:16.791+01:00TOP 3 BIGGEST FEARS FOR LANDLORDS<span style="font-family: "Inhabit",serif;">Becoming a
landlord can be a big step. Many people, including professionals and others
with years of business experience often hesitate before choosing to invest in
this dynamic marketplace. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">This reticence
is understandable, but when newcomers elect to work alongside seasoned property
experts such as those at Douglas Dickson, the entire process becomes
significantly less daunting. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">At Douglas
Dickson we act each year on behalf of a great many people new to the letting
business and we pride ourselves in giving each of them the best back-up and
support services on the market. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">Below, we have
put together three frequently-asked questions from those embarking on the
exciting voyage of being a landlord, together with some reassuring advice which
should put even the most hesitant newcomer at ease. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<ul>
<li><span style="font-family: "Inhabit",serif;"></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;">How will I know about and comply with all
the necessary regulations? </span></b></li>
</ul>
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><span style="font-family: "Inhabit",serif;">Douglas Dickson
helps all our landlords to be good landlords. We help you comply with all the
regulations. Did you know, for example, that from 1st December 2015, all new
tenancies, including renewals, are required to have the electrics in the
property checked by a qualified electrician every five years? It is a fixed
wiring report, known as an Electrical Installation Condition Report. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">We stay ahead of
the game and keep our knowledge current so that we can help our landlords
comply with the latest regulations and all other existing ones too. So if you
haven't heard of or don't know about the regulations for EPCs, landlord
registration, hard wired smoke detectors, gas safety certificates, CO detectors
or tenant deposit schemes, amongst others, you can call us and we will keep you
right. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<ul>
<li><span style="font-family: "Inhabit",serif;"></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;">How will I find a good tenant for my
property? </span></b></li>
</ul>
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><span style="font-family: "Inhabit",serif;">Your rental
property is likely to be one of your most valuable possessions. Anyone can find
you a tenant but finding the right tenant is the job of a good agent. You need
to be able to trust your agent to manage your asset and keep it safe. Many
problems arise from having poor tenants. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">At Douglas
Dickson we secure our landlords good tenants by properly vetting them. We meet
all applicants, carry out tenant referencing, employment verifications or
obtain a guarantor. This helps avoids future problems of late payment of rent
or having to take action to recover a property from a tenant who stops paying
rent. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">Because we
actively manage tenants on our landlords’ behalf, we have not had to evict any
tenants over the last 5 years and in the past 12 months, nearly all our tenants
have paid their rent on time, with over 98% with no arrears. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<ul>
<li><span style="font-family: "Inhabit",serif;"></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;">How will I manage emergency maintenance? </span></b></li>
</ul>
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"></span></b><span style="font-family: "Inhabit",serif;">Douglas Dickson
takes the stress out of managing emergency repairs to your property and
operates a 24 hours emergency helpline service for all our tenants. </span><br />
<span style="font-family: "Inhabit",serif;"></span><br />
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">Here are some
recent examples of how we helped our landlords keep their tenants happy:<o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt 36pt; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><u><span style="font-family: "Inhabit",serif;">Problem</span></u><span style="font-family: "Inhabit",serif;">: We had a call at 8pm at night from a
tenant whose front door lock jammed and would not open. She could not get into
their flat. She called our emergency helpline and we arranged for one of our
trusted contractors to attend within the hour and repair the lock. <o:p></o:p></span></div>
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt 36pt;">
<u><span style="font-family: "Inhabit",serif;">Result</span></u><span style="font-family: "Inhabit",serif;">:
an extremely grateful tenant who thinks very highly of the service her landlord
is providing to her.</span></div>
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt 36pt; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><u><span style="font-family: "Inhabit",serif;">Problem</span></u><span style="font-family: "Inhabit",serif;">: A tenant called our emergency number one
evening with a report that he had a burst pipe which had flooded the bathroom
and the neighbour below. We arranged for an emergency plumber to attend and repair
the leak. On the landlord’s behalf, we liaised with the insurers and arranged
for a contractor to repair and replace the damage to the flooring and
decoration and ensured the areas affected had dried out. <o:p></o:p></span></div>
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt 36pt;">
<u><span style="font-family: "Inhabit",serif;">Result</span></u><span style="font-family: "Inhabit",serif;">: a
very happy landlord whose property has been repaired and tenants who know they
are well looked after by their landlord.</span></div>
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;">Douglas Dickson
Property Management promotes high standards within the rented sector. Our
landlords, we believe, are the good guys. We recognise landlords provide a
valuable service, providing people with homes. </span></div>
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;"></span> </div>
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">Using a proven
and highly-experienced agent like Douglas Dickson will ensure your property is
maintained to comply with the current regulations, is rented to the right tenants
and is always managed competently and effectively, even in emergencies. </span></div>
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;"></span> </div>
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;"></span><span style="font-family: "Inhabit",serif;">We help give
landlords a good name.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;"><o:p> </o:p></span></div>
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-38593252157334536042016-06-01T19:16:00.000+01:002016-06-01T19:16:07.370+01:00Healthy increases in rents make Glasgow an attractive proposition for buy-to-let investors
<br />
<div align="center" class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif; font-size: 18pt; mso-bidi-font-size: 12.0pt;">Healthy increases in rents make Glasgow an attractive
proposition for buy-to-let investors<o:p></o:p></span></b></div>
<br />
<div style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;">By Neil Livingstone<o:p></o:p></span></b></div>
<br />
<br />
<div class="NormalWeb1" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;">Landlords have been heard saying that yield
and capital gains are less important than remaining cash-flow neutral - that
is, where a tenant pays the mortgage and, at the end of the mortgage period,
the investor owns the property for what is essentially the cost of the deposit.<o:p></o:p></span></div>
<br />
<div class="NormalWeb1" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Inhabit",serif;">One place, however, where rental income
still remains an attractive proposition in its own right is Glasgow, where
properties are much more affordable than elsewhere and rental ratios are
keeping their heads up. <o:p></o:p></span></div>
<br />
<span style="font-family: "Inhabit",serif;">This is in marked contrast to other UK
areas - particularly already overheated markets such as London and the South
East - where rental income on low-yielding properties is likely to be lower
relative to investors' mortgage costs.<o:p></o:p></span><br />
<br />
<span style="background: white; font-family: "Inhabit",serif;">The recent quarterly
rental report by Citylets found that rents in Scotland as a whole had increased
2.1% in the first quarter of 2016 compared to the previous 12 months. In
the Glasgow metropolitan area, the increase was higher at 4.6% in the year,
with one-bedroom properties rising even faster at 8.8%. <o:p></o:p></span><br />
<br />
<span style="background: white; font-family: "Inhabit",serif;">In real money, that makes
the average monthly rent for a one-bedroom property now £546, with a
two-bedroom property on average renting out for £721 and three-bedroom
going on average for £991 a month.</span><br />
<span style="background: white; font-family: "Inhabit",serif;"></span><br />
<span style="background: white; font-family: "Inhabit",serif;">There is evidence that
almost every flat which becomes available for rent in Glasgow is attracting
between eight to ten individual applicants, and agents are having to turn away
potential quality tenants.</span><br />
<span style="background: white; font-family: "Inhabit",serif;"></span><br />
<div class="NormalWeb1" style="margin: 0cm 0cm 0pt;">
<span style="background: white; font-family: "Inhabit",serif;"><o:p></o:p></span> </div>
<span style="background: white; font-family: "Inhabit",serif;">Some agents are even
reporting that landlords in Edinburgh - itself a hotspot - are being attracted
to Glasgow because it offers better value. Yes, rents are lower, but so are
prices, so returns remain beguiling.<o:p></o:p></span><br />
<br />
<div class="NormalWeb1" style="margin: 0cm 0cm 0pt;">
<span style="background: white; font-family: "Inhabit",serif;"><o:p></o:p></span> </div>
<span style="font-family: "Inhabit",serif;">Our
view at Douglas Dickson is that there continues to be a real shortage of supply
of good quality, well managed rental properties in the Glasgow area and a high
tenant demand. <o:p></o:p></span><br />
<br />
<span style="font-family: "Inhabit",serif;">Douglas
Dickson is achieving rent increases for its landlords and renting most
properties back-to-back without any void periods. This is good news for
landlords and for those who are considering becoming landlords in Glasgow. <o:p></o:p></span><br />
<br />
<span style="background: white; font-family: "Inhabit",serif;">If you have a property you are looking to rent, we can
help. Or if you are considering purchasing a buy-to-let, we offer a dedicated
service where we will help you find a great investment property.</span><span style="font-family: "Inhabit",serif;"><o:p></o:p></span><br />
<br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;">Neil Livingstone is a director of Douglas
Dickson Property Management Limited.<o:p></o:p></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Inhabit",serif;"><o:p> </o:p></span></b><br />
<span class="Strong1"><span style="font-family: "Inhabit",serif; font-size: 11pt; mso-ansi-language: EN-GB; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-bidi-language: AR-SA; mso-fareast-language: EN-US;"><strong>For further
information, contact Neil Livingstone, Douglas Dickson Property Management
Limited, </strong></span></span><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Inhabit",serif; font-size: 12pt; mso-ansi-language: EN-GB; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "ヒラギノ角ゴ Pro W3"; mso-fareast-language: EN-US;">3 Fitzroy Place,
Sauchiehall Street, Glasgow G3 7RH. T</span><span lang="en-GB" style="color: black; font-family: "Inhabit",serif; font-size: 12pt; mso-ansi-language: #0400; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "ヒラギノ角ゴ Pro W3"; mso-fareast-language: EN-US;">: </span><span style="color: black; font-family: "Inhabit",serif; font-size: 12pt; mso-ansi-language: EN-GB; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "ヒラギノ角ゴ Pro W3"; mso-fareast-language: EN-US;">0141 221 1827. F:</span><span style="color: black; font-family: "Inhabit",serif; font-size: 12pt; mso-ansi-language: #0400; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "ヒラギノ角ゴ Pro W3"; mso-fareast-language: EN-US;"> </span><span style="color: black; font-family: "Inhabit",serif; font-size: 12pt; mso-ansi-language: EN-GB; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: "ヒラギノ角ゴ Pro W3"; mso-fareast-language: EN-US;">0141 248 6733. E:
<a href="mailto:info@douglasdickson.co.uk">info@douglasdickson.co.uk</a> W: <a href="http://www.douglasdickson.co.uk/">www.douglasdickson.co.uk</a> </span></b>Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-39662237895946369822016-05-10T12:08:00.000+01:002016-05-10T14:24:19.354+01:00Customer Survey results are in...<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">At Douglas Dickson we strive always to go that extra mile to
keep our tenants and landlords happy and try consistently to improve our levels
of service. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">There is no mystery to why we try so hard: happy customers
tend to keep coming back and, just as satisfying, are usually inclined to
recommend us to others.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">But while anecdotal evidence and a feel-good factor are all
very well, there is no substitute for hard evidence of what our customers
actually think of us.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">To this end we recently conducted an extensive customer
survey and, we are delighted to say, the results were highly gratifying. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">Here are some highlights: <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "inherit" , serif; font-size: 10pt;">Survey <o:p></o:p></span></b></div>
<br />
<div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">94% of customers would recommend us to
a friend or family member. 35% were extremely likely to do so. <o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">Our staff scored 82% or above on
helpfulness, professionalism and speed of response. <o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">We scored top marks for response to
service and maintenance at 64%. <o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">82% were either satisfied or very
satisfied when being informed about when tradespeople would call. <o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">94% of our customers are extremely
satisfied with the level of communication they receive from us. <o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "inherit" , serif; font-size: 10pt;">47% of our customers think we are
significantly better than other agents.<o:p></o:p></span></div>
<br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "inherit" , serif; font-size: 10pt;">Testimonials
from survey:<o:p></o:p></span></b></div>
<br />
<div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“Very helpful whenever help
was required and new furniture and home appliances were fixed/replaced when
necessary”</span><span style="font-family: "inherit" , serif; font-size: 10pt;"><o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo3; text-indent: -18pt;">
<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“I feel they (Douglas
Dickson) were very easy to approach with any problems or queries that my
flatmates and I may have had”<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“Much more
approachable/helpful/friendly than any letting agent used in previous seven
years of renting in Glasgow”</span><span style="font-family: "inherit" , serif; font-size: 10pt;"><o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="line-height: normal; margin: 0cm 0cm 0pt 36pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 10pt;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“I have rented from both
large companies and private landlords. I think you guys have a nice balance. I
don't feel just like another number…”</span><span style="font-family: "inherit" , serif; font-size: 10pt;"><o:p></o:p></span></div>
<br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">Whilst recognising we still have work to do we are suitably
chuffed. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">The benchmark has now been set at a high standard and our
challenge is both to maintain and improve upon it. The results show that our
30+ years in the market means we know what we are talking about. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: #222222; font-family: "inherit" , serif; font-size: 10pt;">As always, to discuss anything you have seen
in this blog or simply to arrange a convenient time to meet for a chat about
the Glasgow property market, please call us on 0141 221 1827 or visit our
website for more </span><span style="font-family: "inherit" , serif; font-size: 10pt;"><a href="http://www.douglasdickson.co.uk/"><span style="mso-bidi-font-family: "Times New Roman";"><span style="color: #1177cc;">www.douglasdickson.co.uk</span></span></a></span><span style="color: #222222; font-family: "inherit" , serif; font-size: 10pt;">. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: #222222; font-family: "inherit" , serif; font-size: 10pt;"><o:p> </o:p></span></div>
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-73731454343765589292016-04-20T10:57:00.000+01:002016-04-20T10:57:06.802+01:00Five Top Tips to Improve Your Property<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">We have spent a
lot of time in properties getting them to look as good as possible and
<a href="http://douglasdickson.co.uk/landlord-services-glasgow.html" target="_blank">advising landlords</a> on how to make the most of the property. Here are 5 top tips
to consider.<o:p></o:p></span></div>
<br />
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; mso-list: l0 level1 lfo1; tab-stops: list 7.1pt left 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt; text-indent: -18pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "inherit" , serif; mso-bidi-font-family: inherit; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: inherit;"><span style="mso-list: Ignore;">1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Sometimes a landlord has to go back to basics and
replace flooring. With any interior choices for a property it is tempting to
assert your own taste, or to go for whatever is cheapest. Neither will give you
the outcome you want. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">You need to
think practically: look at up-to date materials whose features will prolong the
need to repurchase again in the future and always have any flooring or carpeting
fitted professionally. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Most importantly,
think about the outcomes of your choices: the noise from bare or wooden floors which
can upset the neighbours, the wear and tear to high traffic areas, and the colour
choices that will suit the interior and furniture that may already be in place.<o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; mso-list: l0 level1 lfo1; tab-stops: list 7.1pt left 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt; text-indent: -18pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "inherit" , serif; mso-bidi-font-family: inherit; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: inherit;"><span style="mso-list: Ignore;">2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Window dressing is more than just an aesthetic consideration
for a rental property. Blocking out the light from a bedroom can improve the
quality of your tenants’ sleep and make them happier in their home. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Whilst ready-made
curtains may not be expensive, they come sometimes with thermal linings that
will improve the temperature in the property and help also to keep energy bills
down.<o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; mso-list: l0 level1 lfo1; tab-stops: list 7.1pt left 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt; text-indent: -18pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "inherit" , serif; mso-bidi-font-family: inherit; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: inherit;"><span style="mso-list: Ignore;">3.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">In our experience there is little difference
between a box and a frame bed if it is solid in construction. It is the
mattress that makes all the difference. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Invest in a bed
frame rather than a box if you want to create the feeling of more space and
invest in an orthopedic mattress if you want to ensure you have a happy tenant.<o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; mso-list: l0 level1 lfo1; tab-stops: list 7.1pt left 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt; text-indent: -18pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "inherit" , serif; mso-bidi-font-family: inherit; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: inherit;"><span style="mso-list: Ignore;">4.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Do not dump old furniture that you no longer want
into a rental property. It will already have most of the life knocked out of it
and will require replacing sooner rather than later. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">It is possible
the furniture may not meet all the necessary legal requirements and, most
likely, it will not be the right size for the room. Crowding a property with
too much furniture will turn off a potentially good tenant. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Smaller, better
designed, scaled pieces of furniture, are not hard to come by and your property
agent will advise you on which pieces, materials and design last longest and should
even be in a position to purchase them for you.<o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; mso-list: l0 level1 lfo1; tab-stops: list 7.1pt left 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt; text-indent: -18pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "inherit" , serif; mso-bidi-font-family: inherit; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: inherit;"><span style="mso-list: Ignore;">5.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">Never under estimate the need for storage,
especially in a bedroom. A few shelves will not attract a good tenant. Invest
in few sturdy matching, scaled pieces of bedroom furniture. <o:p></o:p></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">A double
wardrobe, matching drawers, and if you providing for student accommodation, a
desk, is always a winner.</span></div>
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;"></span> </div>
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;"></span> </div>
<div class="BodyA" style="margin: 0cm 0cm 0pt 7.1pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US" style="font-family: "inherit" , serif; font-size: 11pt;">For more information please get in touch <a href="http://www.douglasdickson.co.uk/">www.douglasdickson.co.uk</a></span></div>
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-23744150376958511242016-04-18T17:08:00.002+01:002016-04-18T18:17:05.033+01:00Transcript of BBC Radio Scotland interview <span style="font-family: "inherit" , serif; font-size: 10pt; line-height: 115%;">Link
to full interview via BBC iplayer here:<i style="mso-bidi-font-style: normal;"><span style="color: #548dd4; mso-themecolor: text2; mso-themetint: 153;"> </span></i></span><i style="mso-bidi-font-style: normal;"><span style="color: #548dd4; font-family: "inherit" , serif; font-size: 10pt;"> <a href="http://www.bbc.co.uk/programmes/b0760hrj#play"><span style="color: blue;">http://www.bbc.co.uk/programmes/b0760hrj#play</span></a>
<o:p></o:p></span></i><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">Previous
interview was Graham Brown of Shelter Scotland, interviewed by Isobel Fraser.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;"><i>Bill Whiteford from BBC interviewing </i><i>Neil
Livingstone, Douglas Dickson Property Management<o:p></o:p></i></span></div>
<br />
<span style="font-family: "inherit" , serif; font-size: 10pt;">[From 01:15:54]<o:p></o:p></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">Bill
Whiteford: “Well, listening to that is Neil Livingstone, director of letting
agents Douglas Dickson Property management, based in Glasgow. Morning to you.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">Neil
Livingston: “Good morning”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW: “It’s
interesting, isn’t it? We’ve seen actually a change, almost by default, in the
sort of mix in housing in Scotland haven’t we? Away from council housing and
even owned property, to this sort of private letting, which is taking over.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL: “Well, I
think the increasing numbers of private landlords who have moved into the
market, certainly over the past ten years, is probably a direct response to many,
many years, in my view, of underinvestment in social housing, in one aspect.
And, secondly, since the financial crisis in 2009, it certainly has been a lot
harder for for tenants...”<o:p></o:p></span></div>
<br />
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW:
{Interrupting} “it’s been difficult to buy, for first time buyers.”<o:p></o:p></span><br />
<br />
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL: “Yes, a
lot harder for them to access finance. So you’ve had these two factors of years
and years of lack of investment in social housing, and secondly shortage of
supply in building of new properties.”<o:p></o:p></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW: “There’s
certainly a shortage of supply of houses all round.<span style="mso-spacerun: yes;"> </span>So that’s social housing to let, and also for
people to buy. Where have the buy to let landlords come from. Why the sudden
boom in people who own just one, or just one or two flats, say?”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL: “Well,
certainly, from our perspective, we still see the buy to let sector as an
attractive investment opportunity for landlords, and they’re coming into the
market to really provide a service, and in our experience, most landlords, and
certainly all the landlords we represent, and good quality letting agents
represent are providing a good quality service to tenants. So they’re coming in
because there’s an economic incentive to be there. There’s a marked economic
drive, when you’re getting one percent, barely one percent return in bank
interest for your money, and you’ve got cash sitting there, the private rented
sector is still a relatively attractive opportunity.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW: “I’m
sure there are some great landlords, but it does look as if some are racking up
the rents. 7.3% higher here?”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL: “I would
dispute those figures. Certainly from our experience managing the landlords
that we represent. Most...All landlords from our experience want to retain
their tenants. If you’ve got a good tenant, you want to keep your tenant in
there. If you think that they’re sitting in, probably one of your largest
investments, you want somebody who’s going to be in there, looking after it. So
actually most, many, landlords don’t increase rents while they have a tenant in
there, and most others tend to be very modest increase. The evidence that
certainly we have, from our portfolio that we manage it’s certainly modest
increases, and I’m talking particularly for the Glasgow market, that’s where
we’re in. Just to quote you some other statistics that I’ve come across, the
Office for national Statistics recently quoted that rental prices in England
increased by 2.8% in the last twelve months, and in Scotland it was 0.7%. And
this would also be backed up by LettingWeb, who are an online letting agency/portal
acting in Scotland, and their recent quarterly report, is up to the winter
quarter of 2016; is that one bedroom flats in Glasgow have only increased 2%
over the past twelve months, so after our variations, actually the evidence
that we have is that it’s more modest, and there has been...<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW:
{Interrupting} “It’s still more than inflation. So what is the average rental
cost per month? It’s something about seven hundred pounds, seven hundred and
fifty pounds a month?”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL:
“Certainly for the...I’ve got the figures for the one bed properties in Glasgow
areas, it’s about five hundred and eleven pounds and two beds are closer to six
hundred and fifty pounds.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW:
“Ultimately, do you think we’ll be faced with the sort of rents that there are
in London where there’s a chronic property shortage. I see that the average
rent on a new tenancy is fifteen hundred pounds.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">NL: “I don’t
see that in the Glasgow market and the Scottish market. I think we don’t
have...It comes down, ultimately, to supply and demand issues and we’re not
seeing the same levels of house price growth that you see in the south of
England as well, whereas there’s been more modest house price growth in
Scotland as well, which would suggest there is more of an equilibrium of supply
and demand and, in the medium to long terms, the solution to all these problems
is; build more houses. Planners should be releasing more land to build houses
on.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">BW: “Okay.
Neil Livingston from Douglas Dickson property management, thanks very much.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "inherit" , serif; font-size: 10pt;">01:20:26<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-28191720204721003902016-04-18T16:51:00.000+01:002016-04-18T17:13:33.930+01:00Good Morning Scotland interview Neil Livingstone on private landlords<br />
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;">
<span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">Listeners to the Good Morning Scotland programme on
BBC Radio Scotland this past Saturday, the 16<sup>th</sup> of April, had the
opportunity to hear our own Neil Livingstone talking to Bill Whiteford on the
increase in private landlords in the Scottish housing market.<o:p></o:p></span><br />
</span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgT5b7otNgZlJNceRqwgTkI7m4qFwP8Nx2LSN3IH5dIJhE6aO75yhMZIwaA_Nd3QynPAfItILN06fgtr4PcyTDjoo85kfqI25aqQX2Im-DGF2Nf_UdJXmWt1AmO4OJmAKxsFRsmQDMuUg/s1600/BBC+Radio+interview+1.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgT5b7otNgZlJNceRqwgTkI7m4qFwP8Nx2LSN3IH5dIJhE6aO75yhMZIwaA_Nd3QynPAfItILN06fgtr4PcyTDjoo85kfqI25aqQX2Im-DGF2Nf_UdJXmWt1AmO4OJmAKxsFRsmQDMuUg/s320/BBC+Radio+interview+1.JPG" width="240" /></a></div>
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;"><br />
</span><br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;"><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">Neil spoke at length to Bill regarding the change
in Scotland’s housing mix, and the apparently above inflation increases in rent
paid by tenants to private landlords. He was able to correct some of the
misapprehensions BBC Radio Scotland had over the percentage increases in rents.
<o:p></o:p></span></span></div>
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;">
<br />
<span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">Douglas Dickson’s advice has always been to show
typical returns of 5 to 6% from the rental income in addition to the
expectation of modest capital growth from rising house prices. We know the
value to an investing landlord of having a good, reliable tenant who looks
after the property, and Neil put that point across in the five minute
interview. <o:p></o:p></span><br />
<br />
</span><div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;"><span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">However, greater numbers of private landlords are
entering the market to provide a service to their tenants, and to realise a
return on investment far in excess of the one percent or less offered by banks.
Neil was asked why the balance was shifting in the mix of Scotland’s housing
stock, and replied as follows; <o:p></o:p></span></span></div>
<span style="color: black; font-family: "times new roman" , serif; font-size: 12pt;">
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“One, private landlords are filling a gap left by
years upon years of chronic underinvestment in the social housing market by
successive governments. The demand for affordable housing has outstripped
growth of housing stock, and private landlords have stepped into the breach, providing
housing for the large swathes of Scots for whom purchasing is not a realistic
option. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">“Secondly, the aftermath of the 2009 financial
crisis is still felt, in a lack of large scale construction projects, and a
general ‘skittishness’ among lenders. Of course, the more stringent rules
removing self-certification created greater stability, and a reduction in
mortgage defaults. However, they have made it harder to obtain finance for
many.”<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "inherit" , serif; font-size: 10pt;">This is the ‘perfect storm’ of circumstances Neil
described, and has led to significant investment opportunities for those
thinking of becoming private landlords, even with the modest 0.8% rent
increases listed by the Office for National Statistics. <o:p></o:p></span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdA56920qnu8OS2NwGGl69treIofvbNMSZz9XdpRlexeyPspnD6kOLT_24Amif93jNh4nyJJGSBVwI1w5C3lh0sODd6z4wEJKMcpJZNV9nv3xWQSezpmNNDXaWU5m8MK8b3zgzuzbskw/s1600/BBC+Radio+interview+2.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdA56920qnu8OS2NwGGl69treIofvbNMSZz9XdpRlexeyPspnD6kOLT_24Amif93jNh4nyJJGSBVwI1w5C3lh0sODd6z4wEJKMcpJZNV9nv3xWQSezpmNNDXaWU5m8MK8b3zgzuzbskw/s320/BBC+Radio+interview+2.JPG" width="240" /></a></div>
<br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<b><span style="background: white; color: black; font-family: "inherit" , serif; font-size: 10pt;">A full transcript of the interview can be found in another blog <a href="http://glasgowpropertyblog.blogspot.co.uk/2016/04/transcript-of-bbc-radio-scotland.html" target="_blank">Transcript of BBC Radio Scotland interview</a>.</span></b><br />
<b><span style="background: white; color: black; font-family: "inherit" , serif; font-size: 10pt;"></span></b><br />
<b><span style="background: white; color: black; font-family: "inherit" , serif; font-size: 10pt;">For further
information, contact Neil Livingstone, T: 0141 221 1827 E: </span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "inherit" , serif; font-size: 10pt;"><a href="mailto:info@douglasdickson.co.uk"><span style="background: white; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><span style="color: blue;">info@douglasdickson.co.uk</span></span></a></span></b><b><span style="background: white; color: black; font-family: "inherit" , serif; font-size: 10pt;"> W: </span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "inherit" , serif; font-size: 10pt;"><a href="http://www.douglasdickson.co.uk/"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><span style="color: blue;">www.douglasdickson.co.uk</span></span></a></span></b><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "inherit" , serif; font-size: 10pt;"><u><span style="color: blue;">.</span></u></span></b></span><span style="font-family: "inherit" , serif; font-size: 10pt;"> <b><span style="background: white; color: black;"><o:p></o:p></span></b></span></div>
</span><br />Anonymoushttp://www.blogger.com/profile/05860551275313466639noreply@blogger.com0tag:blogger.com,1999:blog-7951781463113166409.post-38756248964633901802016-04-04T10:26:00.000+01:002016-08-15T12:19:34.755+01:00Success story: a Buy-To-Let case study<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US"><span style="font-family: "helvetica";">Douglas Dickson’s Buy-To-Let service guides people who want to
become landlords in Glasgow. Our experience and market knowledge has led to many
great outcomes. <o:p></o:p></span></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US"><span style="font-family: "helvetica";">Recently we were approached by an investor looking for a property
investment which combined a good financial return with a low stress factor.<o:p></o:p></span></span></div>
<br />
<span lang="EN-US"><span style="font-family: "helvetica";">With our extensive local knowledge, we were able to deliver since our business is
both to manage properties for all our landlords and to remove all the hassles
they might face. We pride ourselves on providing both a great financial return
and an equally great service.<o:p></o:p></span></span><br />
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US"><span style="font-family: "helvetica";">Our service starts at the property finding stage. Using our contacts
and knowledge we create a short list of properties that have strong tenant
demand and can also offer a reasonable capital growth, typically, we estimate,
of 6%.<o:p></o:p></span></span></div>
<br />
<div class="BodyA" style="margin: 0cm 0cm 0pt; tab-stops: 35.45pt 70.85pt 106.3pt 5.0cm 177.15pt 212.6pt 248.05pt 283.45pt 318.9pt 354.35pt 389.75pt 425.2pt 456.6pt;">
<span lang="EN-US"><span style="font-family: "helvetica";">We asses properties with a number of factors in mind but,
importantly, we assess each property’s existing condition in relation to its
potential to have value added to it in the future. <o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">As anyone who has ever watched BBC’s <b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Homes under the Hammer</i></b>
knows, there are many small upgrades a good landlord can make to optimise the
value of his or her property investment.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">We can accompany our prospective landlords on viewings, but more
helpful to most clients is our guidance, based on years of experience, through
the pros and cons of each property once they have viewed our short list.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">In a recent case, it took the viewing of just three properties
before our landlord found exactly what he was looking for, and all in broad
agreement with our recommendations.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">We were able also to recommend our well established legal advisors
to help the new landlord complete his purchase quickly and, once completed, our
team swung into action, cleaning and doing everything that was required from fixing
squeaky doors and updating appliances, to fitting out the property to meet all
legal requirements. <o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">In all we fully furnished, marketed and showed the property, found a
great tenant and moved them in, all within just two weeks.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "helvetica";">And the best news of all was that due to our experience and
negotiation skills, the final return we were able to offer our investor was more
than we initially estimated: 7.5 per cent rather than our anticipated 6 per
cent. A huge bonus for any landlord.<o:p></o:p></span></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt; line-height: 107%;"><strong>This is just one of our many recent successes. For
more information about our Buy-To-Let service go to </strong><a href="http://douglasdickson.co.uk/letting-agents-glasgow.html"><span style="color: #000099;"><strong>http://douglasdickson.co.uk/letting-agents-glasgow.html</strong></span></a></span></div>
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